> ## Documentation Index
> Fetch the complete documentation index at: https://agenticbanking.backbase.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Integrate with Digital Banking

> How Backbase Digital Banking integrates with Grand Central using Sync Hub events and REST APIs

<Tip>
  Backbase IO documents Grand Central integration for Digital Banking. The linked pages require a login. Access is limited to Backbase staff, partners, and customers. If you don't have access, contact your Backbase account team.
</Tip>

Use this page when you integrate Backbase Digital Banking with Grand Central. It links to the Backbase IO documentation for each integration point.

The following diagram shows the two mechanisms that Digital Banking and Grand Central use to exchange data:

```mermaid theme={"system"}
%%{init: {
  'theme': 'base',
  'themeVariables': {
    'primaryColor': '#ffffff',
    'primaryBorderColor': '#295eff',
    'primaryTextColor': '#091c35',
    'lineColor': '#091c35',
    'secondaryColor': '#f3f6f9',
    'tertiaryColor': '#ebf0f5',
    'fontFamily': 'Libre Franklin, sans-serif'
  }
}}%%
graph LR
    DB[Backbase Digital Banking]
    GC[Grand Central]
    DB -->|REST API| GC
    GC -->|Sync Hub events| DB
```

**Digital Banking** encompasses Foundation Services, Identity, Banking Services, Digital Investing, Digital Onboarding, Digital Lending, Flow Foundation, and Engage Services.

## Integration methods

Digital Banking integrates with Grand Central in two ways:

* **REST API:** Digital Banking services call Grand Central unified APIs directly or through an adapter.
* **Sync Hub (event-based):** Grand Central publishes events on Sync Hub and Digital Banking services ingest them to keep local data in sync.

Not every Backbase backend service integrates with Grand Central. Some services are standalone and don't rely on a third-party system.

## REST API integration scenarios

Digital Banking services that use REST APIs to integrate with third-party systems define three types of integration APIs:

* **Outbound**: The Digital Banking service calls this API to push changes to the external system.
* **Pull**: The Digital Banking service calls this API to fetch updates from an external system.
* **Inbound (out of scope)**: The Digital Banking service exposes this API. The external system pushes changes to the Digital Banking service (often through an integration service). Inbound integrations are out of scope for Grand Central. Grand Central only uses events through Sync Hub to push changes to the Digital Banking services.

Grand Central doesn't support the outbound and pull integration APIs. It only supports its unified APIs. To integrate with Grand Central, Digital Banking services either call the unified APIs instead of their outbound or pull APIs, or they use an adapter service to mediate between those APIs.

### Scenario 1: Integration through an adapter

The Digital Banking service calls an adapter that implements its outbound integration API and consumes the corresponding unified API in Grand Central. A Grand Central-managed connector serves the unified API. The following diagram shows this flow:

```mermaid theme={"system"}
%%{init: {
  'theme': 'base',
  'themeVariables': {
    'primaryColor': '#ffffff',
    'primaryBorderColor': '#295eff',
    'primaryTextColor': '#091c35',
    'lineColor': '#091c35',
    'secondaryColor': '#f3f6f9',
    'tertiaryColor': '#ebf0f5',
    'fontFamily': 'Libre Franklin, sans-serif'
  }
}}%%
graph LR
    DB[Digital Banking service] -->|Outbound or pull integration API| A[Adapter]
    A -->|Unified API| GC[Grand Central-managed connector]
```

The following table lists the Digital Banking services that have an adapter:

| Domain           | Capability                              | Service                 | Adapter                          | Backbase IO reference                                                                                                                                                                                        |
| ---------------- | --------------------------------------- | ----------------------- | -------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| Identity         | Self-Enrollment                         | `enrollment-manager`    | `enrollment-support-integration` | [Configure the Enrollment Support integration service](https://backbase.io/documentation/identity/2026.07/self-enrollment/services/integration/enrollment-support-integration-configure)                     |
| Identity         | User Management: User Manager service   | `user-manager`          | `user-profile-integration`       | [Configure the User Profile integration service](https://backbase.io/documentation/identity/2026.07/user-management/integration/user-profile-integration-configure)                                          |
| Banking Services | Access Control                          | `access-control`        | `legalentity-integration`        | [Develop the legal entity outbound integration service](https://backbase.io/documentation/banking-services/2026.07/access-control/services/access-control-develop-integration-service-legal-entity-outbound) |
| Banking Services | Accounts and Transactions: Accounts     | `arrangement-manager`   | `arrangement-integration`        | [Accounts reference](https://backbase.io/documentation/banking-services/2026.07/accounts-transactions/services-products/product-summary-reference)                                                           |
| Banking Services | Accounts and Transactions: Transactions | `transaction-manager`   | `transaction-integration`        | [Transactions reference](https://backbase.io/documentation/banking-services/2026.07/accounts-transactions/services-transactions/transactions-reference)                                                      |
| Banking Services | Loans                                   | `loan`                  | `loan-integration`               | [Loans setup (integration mode)](https://backbase.io/documentation/banking-services/2026.07/loans/services/loans-setup#_integration_mode)                                                                    |
| Banking Services | Payments                                | `payment-order-service` | `payment-integration`            | [Payments reference](https://backbase.io/documentation/banking-services/2026.07/payments/services/payments-reference)                                                                                        |

### Scenario 2: Direct integration

The Digital Banking service directly calls the unified API in Grand Central. A Grand Central-managed connector serves the unified API. The following diagram shows this flow:

```mermaid theme={"system"}
%%{init: {
  'theme': 'base',
  'themeVariables': {
    'primaryColor': '#ffffff',
    'primaryBorderColor': '#295eff',
    'primaryTextColor': '#091c35',
    'lineColor': '#091c35',
    'secondaryColor': '#f3f6f9',
    'tertiaryColor': '#ebf0f5',
    'fontFamily': 'Libre Franklin, sans-serif'
  }
}}%%
graph LR
    DB[Digital Banking service] -->|Unified API| GC[Grand Central-managed connector]
```

The following table lists the Digital Banking services that directly call unified APIs:

| Domain                                                   | Capability                                 | Service                                        | Backbase IO reference                                                                                                                                                                                             |
| -------------------------------------------------------- | ------------------------------------------ | ---------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Foundation Services                                      | Customer Profile                           | `customer-profile`                             | [Integrate with the core banking system through the unified API](https://backbase.io/documentation/foundation-services/2026.07/customer-profile/integrate-with-core-banking-system#cps-unified-party-integration) |
| Banking Services                                         | Certificates of Deposit                    | `term-deposit-manager` (part of Local Bundles) | [Configure Grand Central integration](https://backbase.io/documentation/banking-services/2026.07/certificates-of-deposit/services/configure-grand-central-integration)                                            |
| Banking Services                                         | Contacts                                   | `contact-manager`                              | [Verify payee information using verification of payee](https://backbase.io/documentation/banking-services/2026.07/contacts/services/contacts-how-to-verification-of-payee)                                        |
| Banking Services                                         | Family Banking: Deposit Account Management | `deposit-account-management`                   | [Understand integration types](https://backbase.io/documentation/banking-services/2026.07/family-banking/services-deposit-account-management/understand#_integration_types)                                       |
| Digital Onboarding, Digital Lending, and Flow Foundation | Integrated Account Opening                 | `party-profile-service`                        | [Integration with the core banking system](https://backbase.io/documentation/flow-foundation/2026.07/integrated-account-opening/party-profile-service/party-profile-reference#party_profile_core_integration)     |

### Scenario 3: Custom adapter

The following table lists the Digital Banking services that need a custom adapter. The adapter implements their outbound or pull API and calls the Grand Central unified API. Some of these services also ship with a connector that integrates directly with an external system and doesn't use Grand Central.

| Domain            | Capability                                    | Service                        | Grand Central integration                                                  | Direct integration connectors (no Grand Central)                 |
| ----------------- | --------------------------------------------- | ------------------------------ | -------------------------------------------------------------------------- | ---------------------------------------------------------------- |
| Identity          | User Management: User Profile Manager service | `user-profile-manager`         | Custom                                                                     | Custom                                                           |
| Banking Services  | Account Statements                            | `account-statement`            | Custom                                                                     | Custom                                                           |
| Banking Services  | Accounts and Transactions: Transactions       | `transaction-manager`          | Custom (enrichment)                                                        | `transaction-enricher` (enrichment with MX, SaltEdge, or Yodlee) |
| Banking Services  | Appointments                                  | `appointment`                  | Custom                                                                     | `appointment-jrni-integrator` (JRNI)                             |
| Banking Services  | Batches                                       | `payment-batch`                | Custom                                                                     | Custom                                                           |
| Banking Services  | Calendar                                      | `bank-calendar`                | Custom                                                                     | Custom                                                           |
| Banking Services  | Card Management                               | `card-manager`                 | Custom                                                                     | `entrust-card-connector` (Entrust)                               |
| Banking Services  | Contacts                                      | `contact-manager`              | Custom (contact store), directly calls unified API (verification of payee) | Custom (contact store)                                           |
| Banking Services  | Financial Insights                            | `financial-picture`            | Custom                                                                     | Custom                                                           |
| Banking Services  | Payments: Vendor                              | `customer-provider-integrator` | Custom                                                                     | `payveris` (Paymentus)                                           |
| Banking Services  | Product Shopping: Product Matching            | `product-matching`             | Custom                                                                     | Custom                                                           |
| Digital Investing | Investment                                    | `investment`                   | Custom                                                                     | Custom                                                           |

## Sync Hub integration

The following table lists the Digital Banking services that ingest events from Sync Hub to receive data from Grand Central. For an overview of event distribution, see [Sync Hub overview](/platform/sync-hub/overview).

| Domain           | Capability                              | Service                 | Backbase IO reference                                                                                                                                                     |
| ---------------- | --------------------------------------- | ----------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Banking Services | Accounts and Transactions: Accounts     | `arrangement-manager`   | [Ingest account balances using events](https://backbase.io/documentation/banking-services/2026.07/accounts-transactions/services-products/ingest-account-balances-events) |
| Banking Services | Accounts and Transactions: Transactions | `transaction-manager`   | [Ingest transactions using events](https://backbase.io/documentation/banking-services/2026.07/accounts-transactions/services-transactions/ingest-transactions-events)     |
| Banking Services | Batches                                 | `payment-batch`         | [Ingest batch status updates using events](https://backbase.io/documentation/banking-services/2026.07/batches/services/ingest-batch-status-events)                        |
| Banking Services | Payments                                | `payment-order-service` | [Ingest payment status updates using events](https://backbase.io/documentation/banking-services/2026.07/payments/services/ingest-payment-status-events)                   |

## Not applicable or no integrations

Some Backbase backend services don't integrate with Grand Central because Grand Central does not have unified APIs for their purpose or because they don't rely on a third-party system.

<Accordion title="List of services that are not applicable to Grand Central">
  The following table lists the Digital Banking services that have integrations that are not covered by Grand Central unified APIs.
  Some ship with a connector that directly integrates with an external system without Grand Central.

  | Domain                                                   | Capability                                 | Service                   | Direct integration connectors (no Grand Central)                                                                                                         |
  | -------------------------------------------------------- | ------------------------------------------ | ------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------- |
  | Foundation Services                                      | Document Storage                           | `contentservices`         | `azure-blob-storage-connector` (Azure content storage), `s3-storage-connector` (AWS S3 content storage), `clamav-antivirus-connector` (ClamAV antivirus) |
  | Foundation Services                                      | Message Delivery                           | `communication`           | `engage-sms-connector` (Twilio), `smtp-email-connector` (Amazon SES, Twilio Sendgrid)                                                                    |
  | Identity                                                 | Authentication: Auth Server                | `auth-server`             | See Message Delivery (one-time password)                                                                                                                 |
  | Identity                                                 | Authentication: External Authorization     | `external-authorization`  | Custom                                                                                                                                                   |
  | Identity                                                 | Authentication: Web Authentication service | `web-authentication`      | See Message Delivery (one-time password)                                                                                                                 |
  | Banking Services                                         | Approvals                                  | `approval-service`        | Custom (exchange integration)                                                                                                                            |
  | Banking Services                                         | Direct Deposit Switch                      | `direct-deposit-switcher` | `atomic-connector` (Atomic)                                                                                                                              |
  | Banking Services                                         | Financial Advice                           | `financial-advice`        | Custom                                                                                                                                                   |
  | Banking Services                                         | Forex                                      | `forex`                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Limits                                     | `limit`                   | Custom (exchange integration)                                                                                                                            |
  | Banking Services                                         | Positive Pay                               | `positive-pay-ach`        | Custom                                                                                                                                                   |
  | Banking Services                                         | Positive Pay                               | `positive-pay-check`      | Custom                                                                                                                                                   |
  | Banking Services                                         | Product Shopping: Product Directory        | `product-directory`       | Custom                                                                                                                                                   |
  | Banking Services                                         | Real-Time Communication                    | `rtc`                     | `rtc-twilio-integrator` (Twilio)                                                                                                                         |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Trade Finance                              | `trade-finance`           | Custom                                                                                                                                                   |
</Accordion>

<Accordion title="List of services that have no integrations">
  The following table lists the Digital Banking services that have no integrations:

  | Domain                                                   | Capability                                    | Service                            |
  | -------------------------------------------------------- | --------------------------------------------- | ---------------------------------- |
  | Foundation Services                                      | Audit                                         | `audit-service`                    |
  | Foundation Services                                      | Data Protection                               | `data-protection-manager`          |
  | Foundation Services                                      | Edge Service                                  | `edge`                             |
  | Foundation Services                                      | Provisioning                                  | `provisioning`                     |
  | Foundation Services                                      | Remote Config                                 | `remote-config`                    |
  | Foundation Services                                      | Service Discovery                             | `registry`                         |
  | Identity                                                 | Authentication                                | `login-tracker`                    |
  | Identity                                                 | Authentication                                | `infinispan-server`                |
  | Identity                                                 | Authentication: Auth Server                   | `event-bridge`                     |
  | Identity                                                 | Authentication: Device Management service     | `device-management-service`        |
  | Identity                                                 | Authentication: FIDO service                  | `fido-service`                     |
  | Identity                                                 | Authentication: Identity Token Converter      | `oidc-token-converter-service`     |
  | Identity                                                 | Authentication: Mobile Authentication service | `mobile-authentication`            |
  | Identity                                                 | Impersonation: Orchestration service          | `identity-orchestration`           |
  | Identity                                                 | Transaction Signing: Confirmation service     | `confirmation`                     |
  | Identity                                                 | User Management: Identity Integration service | `identity-integration-service`     |
  | Identity                                                 | User Management: User Lifecycle service       | `user-lifecycle`                   |
  | Banking Services                                         | Batches                                       | `mandate-manager`                  |
  | Banking Services                                         | Comments                                      | `comments`                         |
  | Banking Services                                         | Dashboard                                     | `dashboard`                        |
  | Banking Services                                         | Employee                                      | `employee`                         |
  | Banking Services                                         | Employee                                      | `employee-actions`                 |
  | Banking Services                                         | Employee                                      | `servicing-templates`              |
  | Banking Services                                         | Family Banking                                | `household-manager`                |
  | Banking Services                                         | Financial Insights                            | `budget-planner`                   |
  | Banking Services                                         | Financial Insights                            | `income-expense-analyzer`          |
  | Banking Services                                         | Financial Insights                            | `pocket-tailor`                    |
  | Banking Services                                         | Notifications                                 | `notifications-service`            |
  | Banking Services                                         | Open Banking                                  | `ob-consents-service`              |
  | Banking Services                                         | Payments                                      | `payment-order-bulk-processor`     |
  | Banking Services                                         | Payments                                      | `payment-order-options`            |
  | Banking Services                                         | Payments                                      | `payment-synchronizer`             |
  | Banking Services                                         | Payments: File Import                         | `file-import`                      |
  | Banking Services                                         | Relationship Assignment                       | `relationship-assignment`          |
  | Banking Services                                         | Scheduler                                     | `scheduler`                        |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Application Center                            | `application-management-service`   |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Lending Regulatory Compliance                 | `lending-regulatory-compliance`    |
  | Engage Services                                          | Audiences                                     | `user-segment`                     |
  | Engage Services                                          | Audiences                                     | `user-segments-collector`          |
  | Engage Services                                          | Engagements: Plan Orchestrator                | `engagement-plan-orchestrator`     |
  | Engage Services                                          | Engagements                                   | `engagement`                       |
  | Engage Services                                          | Engagements                                   | `realtime-engagement-orchestrator` |
  | Engage Services                                          | Engagements: Content Enricher                 | `content-enricher`                 |
  | Engage Services                                          | Engagements: Overlay                          | `content-card`                     |
  | Engage Services                                          | Performance Metrics                           | `metric`                           |
  | Engage Services                                          | Signal Mesh                                   | `cih-ingestion`                    |
  | Engage Services                                          | Signal Mesh                                   | `ebp-cih-integration`              |
</Accordion>

## Backend service inventory

<Accordion title="Full backend service inventory">
  The following table lists all Digital Banking services, grouped by domain and capability with their integration scenarios (excluding Sync Hub).

  | Domain                                                   | Capability                                              | Service                                        | Grand Central integration                                                                                                                                                                                                                | Direct integration connectors (no Grand Central)                                                                                                         |
  | -------------------------------------------------------- | ------------------------------------------------------- | ---------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------- |
  | Foundation Services                                      | Audit                                                   | `audit-service`                                | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Foundation Services                                      | Customer Profile                                        | `customer-profile`                             | Directly calls unified API                                                                                                                                                                                                               | Custom                                                                                                                                                   |
  | Foundation Services                                      | Data Protection                                         | `data-protection-manager`                      | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Foundation Services                                      | Document Storage                                        | `contentservices`                              | N/A                                                                                                                                                                                                                                      | `azure-blob-storage-connector` (Azure content storage), `s3-storage-connector` (AWS S3 content storage), `clamav-antivirus-connector` (ClamAV antivirus) |
  | Foundation Services                                      | Edge Service                                            | `edge`                                         | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Foundation Services                                      | Engagements                                             | See Engage Services                            |                                                                                                                                                                                                                                          |                                                                                                                                                          |
  | Foundation Services                                      | Message Delivery                                        | `communication`                                | N/A                                                                                                                                                                                                                                      | `engage-sms-connector` (Twilio), `smtp-email-connector` (Amazon SES, Twilio Sendgrid)                                                                    |
  | Foundation Services                                      | Performance Metrics                                     | See Engage Services                            |                                                                                                                                                                                                                                          |                                                                                                                                                          |
  | Foundation Services                                      | Provisioning                                            | `provisioning`                                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Foundation Services                                      | Push Notifications                                      | `push-integration-service`                     | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with Apple Push Notification service, Firebase Cloud Messaging, and Huawei Push Kit                 |
  | Foundation Services                                      | Remote Config                                           | `remote-config`                                | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Foundation Services                                      | Service Discovery                                       | `registry`                                     | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication                                          | `login-tracker`                                | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication                                          | `infinispan-server`                            | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication: Auth Server                             | `auth-server`                                  | N/A                                                                                                                                                                                                                                      | See Message Delivery (one-time password)                                                                                                                 |
  | Identity                                                 | Authentication: Auth Server                             | `event-bridge`                                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication: Device Management service               | `device-management-service`                    | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication: External Authorization                  | `external-authorization`                       | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Identity                                                 | Authentication: FIDO service                            | `fido-service`                                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication: Identity Token Converter                | `oidc-token-converter-service`                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication: Mobile Authentication service           | `mobile-authentication`                        | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Authentication: Web Authentication service              | `web-authentication`                           | N/A                                                                                                                                                                                                                                      | See Message Delivery (one-time password)                                                                                                                 |
  | Identity                                                 | Impersonation: Orchestration service                    | `identity-orchestration`                       | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | Self-Enrollment                                         | `enrollment-manager`                           | `enrollment-support-integration` ([Configure the Enrollment Support integration service](https://backbase.io/documentation/identity/2026.07/self-enrollment/services/integration/enrollment-support-integration-configure))              | Custom                                                                                                                                                   |
  | Identity                                                 | Transaction Signing: Confirmation service               | `confirmation`                                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | User Management: Address Autocomplete service           | `address-autocomplete`                         | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with Smarty                                                                                         |
  | Identity                                                 | User Management: Identity Integration service           | `identity-integration-service`                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | User Management: User Lifecycle service                 | `user-lifecycle`                               | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Identity                                                 | User Management: User Manager service                   | `user-manager`                                 | `user-profile-integration` ([Configure the User Profile integration service](https://backbase.io/documentation/identity/2026.07/user-management/integration/user-profile-integration-configure))                                         | Custom                                                                                                                                                   |
  | Identity                                                 | User Management: User Profile Manager service           | `user-profile-manager`                         | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Access Control                                          | `access-control`                               | `legalentity-integration` ([Develop the legal entity outbound integration service](https://backbase.io/documentation/banking-services/2026.07/access-control/services/access-control-develop-integration-service-legal-entity-outbound)) | Custom                                                                                                                                                   |
  | Banking Services                                         | Account Statements                                      | `account-statement`                            | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Accounts and Transactions: Accounts                     | `arrangement-manager`                          | `arrangement-integration` ([Accounts reference](https://backbase.io/documentation/banking-services/2026.07/accounts-transactions/services-products/product-summary-reference))                                                           | Custom                                                                                                                                                   |
  | Banking Services                                         | Accounts and Transactions: External Account Aggregation | `external-account-aggregator`                  | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with Yodlee and it can use `payveris` for integration with Paymentus                                |
  | Banking Services                                         | Accounts and Transactions: External Account Aggregation | `financial-institution-manager`                | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with Yodlee                                                                                         |
  | Banking Services                                         | Accounts and Transactions: Transactions                 | `transaction-manager`                          | `transaction-integration` (core banking system, [Transactions reference](https://backbase.io/documentation/banking-services/2026.07/accounts-transactions/services-transactions/transactions-reference)), custom (enrichment)            | Custom (core banking system), `transaction-enricher` (enrichment with MX, SaltEdge, or Yodlee)                                                           |
  | Banking Services                                         | Appointments                                            | `appointment`                                  | Custom                                                                                                                                                                                                                                   | `appointment-jrni-integrator` (JRNI)                                                                                                                     |
  | Banking Services                                         | Approvals                                               | `approval-service`                             | N/A                                                                                                                                                                                                                                      | Custom (exchange integration)                                                                                                                            |
  | Banking Services                                         | Batches                                                 | `mandate-manager`                              | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Batches                                                 | `payment-batch`                                | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Bill Pay                                                | `billpay-integrator`                           | Custom                                                                                                                                                                                                                                   | `billpay-integration-payveris-service`, `payveris` (Paymentus)                                                                                           |
  | Banking Services                                         | Calendar                                                | `bank-calendar`                                | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Card Management                                         | `card-manager`                                 | Custom                                                                                                                                                                                                                                   | `entrust-card-connector` (Entrust)                                                                                                                       |
  | Banking Services                                         | Certificates of Deposit                                 | `term-deposit-manager` (part of Local Bundles) | Directly calls unified API                                                                                                                                                                                                               | Custom                                                                                                                                                   |
  | Banking Services                                         | Comments                                                | `comments`                                     | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Contacts                                                | `beneficiary-validation-service`               | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with Mambu or with a custom integration service                                                     |
  | Banking Services                                         | Contacts                                                | `contact-manager`                              | Custom (contact store), directly calls unified API (verification of payee)                                                                                                                                                               | Custom (contact store)                                                                                                                                   |
  | Banking Services                                         | Credit Cards                                            | `credit-cards`                                 | No integrations through API, only through events                                                                                                                                                                                         | No integrations                                                                                                                                          |
  | Banking Services                                         | Credit Score                                            | `savvy-money-credit-scorer`                    | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with SavvyMoney                                                                                     |
  | Banking Services                                         | Dashboard                                               | `dashboard`                                    | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Direct Deposit Switch                                   | `direct-deposit-switcher`                      | N/A                                                                                                                                                                                                                                      | `atomic-connector` (Atomic)                                                                                                                              |
  | Banking Services                                         | Employee                                                | `employee`                                     | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Employee                                                | `employee-actions`                             | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Employee                                                | `servicing-templates`                          | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Family Banking                                          | `household-manager`                            | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Family Banking: Deposit Account Management              | `deposit-account-management`                   | Directly calls unified API                                                                                                                                                                                                               | Custom                                                                                                                                                   |
  | Banking Services                                         | Financial Advice                                        | `financial-advice`                             | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Banking Services                                         | Financial Insights                                      | `budget-planner`                               | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Financial Insights                                      | `financial-picture`                            | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Financial Insights                                      | `income-expense-analyzer`                      | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Financial Insights                                      | `pocket-tailor`                                | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Financial Insights                                      | `transaction-category-collector`               | Custom (inbound only)                                                                                                                                                                                                                    | Custom (inbound only)                                                                                                                                    |
  | Banking Services                                         | Forex                                                   | `forex`                                        | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Banking Services                                         | Information Reporting                                   | `information-reporting`                        | N/A                                                                                                                                                                                                                                      | Relies on PowerBI, Databricks, and Azure Data Lake                                                                                                       |
  | Banking Services                                         | Limits                                                  | `limit`                                        | N/A                                                                                                                                                                                                                                      | Custom (exchange integration)                                                                                                                            |
  | Banking Services                                         | Loans                                                   | `loan`                                         | `loan-integration` ([Loans setup (integration mode)](https://backbase.io/documentation/banking-services/2026.07/loans/services/loans-setup#_integration_mode))                                                                           | Custom                                                                                                                                                   |
  | Banking Services                                         | Messages                                                | `messages-service`                             | Custom (inbound only)                                                                                                                                                                                                                    | Custom (inbound only)                                                                                                                                    |
  | Banking Services                                         | Notifications                                           | `notifications-service`                        | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Open Banking                                            | `ob-consents-service`                          | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Payments                                                | `payment-order-a2a`                            | N/A                                                                                                                                                                                                                                      | `payveris` (Paymentus)                                                                                                                                   |
  | Banking Services                                         | Payments                                                | `payment-order-bulk-processor`                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Payments                                                | `payment-order-options`                        | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Payments                                                | `payment-order-service`                        | `payment-integration` ([Payments reference](https://backbase.io/documentation/banking-services/2026.07/payments/services/payments-reference))                                                                                            | `payveris-p2p-integrator`, `payveris` (Paymentus)                                                                                                        |
  | Banking Services                                         | Payments                                                | `payment-synchronizer`                         | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Payments: Vendor                                        | `customer-provider-integrator`                 | Custom                                                                                                                                                                                                                                   | `payveris` (Paymentus)                                                                                                                                   |
  | Banking Services                                         | Payments: File Import                                   | `file-import`                                  | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Positive Pay                                            | `positive-pay-ach`                             | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Banking Services                                         | Positive Pay                                            | `positive-pay-check`                           | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Banking Services                                         | Product Shopping: Product Directory                     | `product-directory`                            | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Banking Services                                         | Product Shopping: Product Matching                      | `product-matching`                             | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Banking Services                                         | Real-Time Communication                                 | `rtc`                                          | N/A                                                                                                                                                                                                                                      | `rtc-twilio-integrator` (Twilio)                                                                                                                         |
  | Banking Services                                         | Relationship Assignment                                 | `relationship-assignment`                      | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Remote Deposit Capture                                  | `remote-deposit-capturer`                      | N/A                                                                                                                                                                                                                                      | This service is a connector that directly integrates with Ensenta                                                                                        |
  | Banking Services                                         | Scheduler                                               | `scheduler`                                    | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Banking Services                                         | Tailored Value Proposition                              | `plan-manager`                                 | Custom (inbound only)                                                                                                                                                                                                                    | Custom (inbound only)                                                                                                                                    |
  | Digital Investing                                        | Investment                                              | `investment`                                   | Custom                                                                                                                                                                                                                                   | Custom                                                                                                                                                   |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Application Center                                      | `application-management-service`               | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Integrated Account Opening                              | `party-profile-service`                        | Directly calls unified API                                                                                                                                                                                                               | Custom                                                                                                                                                   |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Lending Regulatory Compliance                           | `lending-regulatory-compliance`                | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Digital Onboarding, Digital Lending, and Flow Foundation | Trade Finance                                           | `trade-finance`                                | N/A                                                                                                                                                                                                                                      | Custom                                                                                                                                                   |
  | Engage Services                                          | Audiences                                               | `user-segment`                                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Audiences                                               | `user-segments-collector`                      | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Engagements: Plan Orchestrator                          | `engagement-plan-orchestrator`                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Engagements                                             | `engagement`                                   | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Engagements                                             | `realtime-engagement-orchestrator`             | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Engagements: Content Enricher                           | `content-enricher`                             | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Engagements: Overlay                                    | `content-card`                                 | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Performance Metrics                                     | `metric`                                       | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Performance Metrics: WhatsApp Connector                 | `whatsapp-connector`                           | N/A                                                                                                                                                                                                                                      | This service is a connector that integrates with WhatsApp through Twilio                                                                                 |
  | Engage Services                                          | Signal Mesh                                             | `cih-ingestion`                                | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
  | Engage Services                                          | Signal Mesh                                             | `cih-segmentation`                             | N/A                                                                                                                                                                                                                                      | Relies on ElasticSearch or OpenSearch                                                                                                                    |
  | Engage Services                                          | Signal Mesh                                             | `customer-intelligence-hub`                    | N/A                                                                                                                                                                                                                                      | Relies on ElasticSearch or OpenSearch                                                                                                                    |
  | Engage Services                                          | Signal Mesh                                             | `ebp-cih-integration`                          | No integrations                                                                                                                                                                                                                          | No integrations                                                                                                                                          |
</Accordion>

## Related topics

* [Grand Central](/grand-central): platform overview and connector catalog
* [Architecture](/architecture): how Engagement Banking Platform services connect to Grand Central
* [Sync Hub overview](/platform/sync-hub/overview): event distribution between Grand Central and Digital Banking
* [API playground](/connectors/reference/unified-api-playground): vendor-neutral API contracts for connectors
* [HTTP Grand Central communication](https://backbase.io/documentation/backend-devkit/21.1/http-communication/http-grand-central-communication): synchronous HTTP calls from Engagement Banking Platform services to Grand Central (Backbase IO, login required)
